4/7/2023 0 Comments Quicksilver rewards![]() Free Credit Score and Credit-Building Tools.That’s great news for cardholders who occasionally miss payments, and a big advantage over Citi Double Cash and American Express EveryDay. That’s great news for cardholders who want to maximize their cash back earnings while traveling abroad. This card doesn’t come with a foreign transaction fee. Chase Freedom Flex requires you to manually activate cash back categories once per quarter. You never have to worry about keeping track of tiered spending categories or – even worse – manually activating quarterly rotating categories. Capital One Quicksilver Cash Rewards earns a flat 1.5% cash back on most purchases. No Spending Categories or Manual Activation Required.Although you need to have at least $25 in earned cash back to schedule automatic redemptions, you can manually redeem your cash back in any amount, at any time. This card’s introductory APR period lasts 15 months for purchases, putting it on par with competitors such as Chase Freedom Flex and Chase Freedom Unlimited. Intro APR Period Stretches 15 Months for Purchases.When you spend at least $500 within 3 months of account opening, you’ll earn a $200 cash bonus. Some popular cash back cards (or cards that earn rewards which can be redeemed for cash) do have annual fees, including American Express Blue Cash Preferred. The Quicksilver card doesn’t come with an annual fee, which is a great help for cardholders who wish to maximize their cash back earnings. Here’s what the Capital One Quicksilver card has going for it. Minor credit blemishes aren’t likely to be disqualifying, but major issues can cause problems. This card requires good to excellent credit. Additional Cardholder BenefitsĪs a Capital One Quicksilver cardholder, you’re entitled to a number of general fringe benefits: 24/7 concierge service and travel booking assistance, 24/7 emergency card replacement for lost or compromised cards, and VIP/priority access to events such as sporting contests and special golf outings. It includes a free credit score accessible in your account dashboard and visible on your monthly statement. You get free access to Capital One CreditWise, a useful collection of tools and content to help you build and stay on top of your personal credit. There is no annual fee or foreign transaction fee associated with this card. Introductory APRĬapital One Quicksilver has a 0% introductory APR for purchases and balance transfers for 15 months, after which variable regular APR applies (currently 16.49% to 26.49%). You can also schedule automatic redemptions that are triggered when you pass a specified cash back increment: $25, $50, $100, or $200. You can manually redeem accumulated rewards in any amount for statement credits, gift cards, or paper checks. Eligible hotel and car rental bookings earn unlimited 5% cash back when made through Capital One Travel. The Capital One Quicksilver card earns unlimited 1.5% cash back on most purchases, with no caps, restrictions, or tiered spending categories. When you spend at least $500 within 3 months of opening your account, you’ll earn a $200 cash bonus. These are the key features of the Capital One Quicksilver card. Quicksilver is very similar to its Capital One cash back stablemate, the Capital One QuicksilverOne Cash Rewards Credit Card, which is easier to qualify for and offers similar cash back benefits, but comes with a $39 annual fee and higher interest rates. Popular alternatives include the Chase Freedom Flex Card, the Citi Double Cash Card, and the American Express Blue Cash Everyday Card. The Quicksilver Cash Rewards Card is comparable to a number of other cash back cards, most of which also lack annual fees. Like many fellow cash back cards, it boasts a nice early spend bonus, a special introductory APR promotion for purchases, and some other user-friendly perks. The Capital One Quicksilver Cash Rewards Credit Card is a popular cash back credit card that pays a flat, unlimited 1.5% cash back rate on all purchases and doesn’t charge an annual fee.
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